Make it Low Carb
Sweet Comfort Foods
Cookin' with Pumpkins!
The Trouble with Trans Fats
Here's What's New!
Appetite or Cravings?
Makeup Tips for Halloween
Halloween without the Sugar
DC Report: CAC Conference
The Carb Credit Card
Waiting for the Woosh Fairy
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Are you a careful spender?
Credit card companies take money very seriously. After all, if you mess up, they will hunt you down and
take things away. There aren't any "Overweight Police," but the consequences of not shedding your excess
weight are similar. Depression, diabetes, and heart disease are better than the most cunning private
detectives at taking things away from you.
I'm not talking about money. I'm talking about your carbs.
There are serious, real world consequences involved in spending too much money. There are serious, real world
consequences involved in spending too many carbs. We don't have debtor's prison any more, but there is a
prison for people who spend too many carbs.
We become prisoners in our own body.
With the stakes so high, it's not surprising a certain amount of mental negotiation goes on in our heads.
We figure we've been going without when it comes to our eating and now we can splurge. It's our birthday,
or somebody's birthday, and we owe it to ourselves. Maybe we have already been messing up all day, so we
might as well declare the whole day a failure and throw caution to the winds.
All of us who have "dieted" remember the day before we officially start, commonly known as the "Farewell
to Food" night. Whether you decided you wanted to clean out the fridge (with your face,) or picked up a
bunch of your favorite goodies (that you were never eating again,) The Farewell Night existed in that
span of time before the diet, and so it didn't count.
Just as the Farewell Night "didn't count," any day that you slip up makes that day into a Failure Day.
This day, in our minds, occupies a special rip in space/time, where somehow the bunch of junk we eat
"doesn't count," because this day is shot. It vanishes into that blurry mass of other days when we didn't
pay attention to how much, or what, we were eating, and we declare the next day a "Start Fresh Day."
As soothing as it is to our minds to declare a "do over," our bodies know that this thinking makes no
rational sense. Because all that junk wound up on our bodies anyway. Our stomachs don't care that we've
declared a particular day off the calendar. Our hips don't know from rips in space/time.
That's why we need the Carb Credit Card.
So apply now for your Carb Credit Card. Go ahead, make one in your mind. Personalize it with that dream
outfit, the family portrait where you don't take up more than your share of the frame, or an activity
you wish you could do.
Give it an expiration date: the time you think you will reach your goal weight. Maybe it's really close,
and you are almost paid off. Maybe it's a bit into the future, and you need to buckle down now.
Make it a gold card, or a platinum, special, members only card. It's important. Put your name on it,
proudly, and sign the back with a flourish. It's time to be a responsible consumer.
What sort of interest rate do you get? Good question. If you've abused your body credit in the past,
you get a higher rate of interest. You do have to transfer the current balance. A large amount on the
account will lower your metabolism, and increase your interest rate.
You certainly want to watch that rate. You can lower it with exercise, and by consistently paying down
the balance due. You raise it again by slacking off, putting too much on account, and not making your
payments in a timely manner.
Every day you get money put into the Carb Account. That's your allowance for the day. This allowance,
your Carb Level for Losing Weight, is designed like a good budget.
A sensible budget is just right. If you live too restrictively, you suffer from a constant burden of
deprivation and longing. This sets you up to overspend in vulnerable situations. You need to establish
a level that lets you enjoy yourself. This has enough leeway that you can have careful days where you
can go a little under, and you get credit put on the account. Go over, and you run up a bill.
Because your body works on metabolic laws that are tougher than any banking laws. There's no hiding
under an assumed name, or taking off to a country with no extradition. Your body is with you no matter
where you go.
By treating your carbs like money, you get a whole new perspective on spending. You get to ask yourself
if the leftover cookies in the breakroom are really worth the exorbitant price. You will take the time
to cook some low carb treats when you look at the amazing carb savings that you get. We've all been in
a situation where someone urges us to "break the bank" on certain foods. Do you really want someone else
to decide how to spend your valuable carb dollars?
Your very own Carb Credit Card will create accountability in your head. By imagining your carb dollars,
you can correct the unreasonable thinking about food that got you into debt.
You can tell your credit card company that your latest mall spree "didn't count." You can say the new
outfit you bought for your birthday is "something they owe you." You can pay more than you expected
for that new gadget...and then buy everything in the store while you're at it, because, "I've already
blown the budget."
Does this reasoning work with the credit card company? Heck no. It won't work with your Carb Credit
So the next time you are tempted, take out your Carb Credit Card and look at that special picture you
put on the front. Whether it's issued by the Bank of Atkins, or South Beach One, or some other Credit
"Carb" Company, you know the rules of your eating plan.
Is this temptation really important enough to run up that much of a debt? How long will it take to
pay off? How will you feel when you see that statement, day after day, in the numbers on your
No matter how big a bill you have to pay off, it can be done. But only if you decide you have the goal
of living debt free. You need to make your resolve high, and your interest rate low. It's all about
Because this is one court that doesn't allow bankruptcy.
Copyright © October 2004 Pamela Merritt and Low Carb Luxury